It’s been in the news for awhile—mortgage rates are low. And not just low, they’re really low—the lowest they’ve been in more than three years.

But even though rates are low, they do vary from buyer to buyer and you’re not guaranteed the low rate you see posted online. A recent case study by Lending Tree confirmed what expert real estate agents have always passed along to their clients: Comparison shopping is extremely important—no matter how low the rates seem to go.

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